| 1. |
Never
introduce an unknown person for the purpose of opening
an account in your Bank |
|
2. |
Never encash cheques /
drafts of an unknown person through your account |
|
3. |
Do not keep
your account in-operative for a long time |
|
4. |
To avoid
theft in postal transit or courier services and
subsequent cheating, keep a track on the cheques / drafts /
pay orders sent through post and courier services
|
|
5. |
As far as
possible, bank transactions should be handled personally |
|
6. |
Take care
of your cheque books. Do not keep signed
cheques in the drawer or any place where outsiders have an
easy access |
|
7. |
All bank
transactions should be counter checked to ensure that
deposited cheques have been realized |
|
8. |
Monthly
statements of your bank account should be invariably
checked |
|
9. |
At the time of withdrawal of cash, the
account holder must
physically check the cash. Never hand over the cash to a
third person for counting |
| |
|
|
TO AVOID BOUNCING OF CHEQUES |
|
1. |
Insist for D.D.
or Pay Orders if you are dealing with an unknown party |
|
2. |
Postdated cheques should be avoided
|
| 3. |
If a cheque bounces, you should give a notice to the
person within 15 days of such intimation. If you do not
receive a reply, file a complaint in the court under
section 138 of the Negotiable Instruments Act, 1981, where
effective remedies are available to the public. All cases of
bounced cheques may not be offences of cheating under the
Indian Penal Code |
