Instructions to members of
public about CO. OP. HSG. Societies and how to prevent
cheating at the time of purchasing flats
1. VERIFICATION OF OWNERSHIP OF LAND.
Ensure from the City Survey office that the developer
has been granted the N.O.C and the land is Non-Agricultural (N.A.)
|
Types of
land |
Where to
verify from |
|
BMC Land |
The concerned Ward office |
|
Govt. land |
Verification from the Collector’s office |
|
MHADA land |
Verification from MHADA, Bandra (E) |
|
B.P.T. land |
Estate Manager, Mumbai Port Trust, Ballard Pier |
|
Salt land |
Commissioner of Salt, Ballard Pier |
|
Trust land |
President
of the concerned Trust, and charity Commissioner, Worli |
For clear title, 7/12 (Sat
Bara) Extract to be verified from the "Talathi" OR "Tahasildar"
office.
For Land in Dispute or in legal litigation - approach
"Bailiff" or "Arbitrator" from
High Court.
2. N.O.C.’s OF VARIOUS AUTHORITIES
|
Fire
Brigade |
Especially
for high rise buildings |
|
Traffic
Dept. |
Mumbai
Police. |
|
BEST/BSES |
For
electricity supply. |
|
IAAI
|
Building in
airport vicinity. |
|
Railway
|
Near the
railway track |
|
BMC
|
For
drainage, water supply, commencement certificate
|
3.
TO CHECK THE LEGALITY OF THE CONSTRUCTION
A) Checking of Commencement Certificate or Intimation of
Disapproval by the Municipal authorities.
B) Contact the Builder / Developer for
1. Plans submitted by the architect
2. Notice in Newspaper for clearance of title of the land
3. Certificate from solicitor
4. Confirm whether Residential or Commercial
5. F.S.I. permitted, and utilized by the builder
6. Percentage of reservation made for Government flats or
any special category
7. Whether covered under Urban Land Ceiling Reservation
4. ENTERING INTO AGREEMENT
1. The agreement for sale should be properly signed by
the concerned parties
2. The agreement must be attested by two witnesses
3. Only the agreement registered with the Collector will be
treated as the
"legal document"
4. Stamp Duty should be paid only at the Collector’s Office
at the time of
registration of the agreement
5. MODE OF PAYMENT
1. Cheque is the safest way of payment.
2. If paid by cash, insist on receipt.
3. Repayment of loans obtained from the Financial
Institutions should be made only
to the concerned
Institution and not to the builder or developer.
So Here's wishing you a very happy year ahead, And all the bad luck to the cheats. |